Accident Disability and Accidental Death & Dismemberment (AD&D) Insurance
Good news! If you are a USTA licensed driver and/or trainer under the age of 70, you already have a small amount of disability coverage. The plan, provided by the USTA, includes up to $5,000 AD&D Insurance and a Weekly Accident Disability benefit of $25 for up to a maximum benefit period of 26 weeks after a 30 day waiting period while you are temporarily totally disabled and under a physician’s care.
Better news, for a few dollars a day, you may purchase more coverage with higher benefit limits. There are two different plans with options within each plan. Each insured should select the plan that best suits their financial needs.
Plan A, Occupational Accident Disability and AD&D will cover accidents sustained while working with horses.
Plan A, Option 1: $300 Weekly Accident Disability Benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan A, Option 2: $500 Weekly Accident Disability Benefit for up to 52 weeks and $250,000 AD&D benefit.
Plan B, 24 Hour Accident Disability and AD&D covers any accident 24 hours a day, business or pleasure.
Plan B, Option 1: $300 Weekly Accident Disability Benefit for up to 52 weeks and $100,000 AD&D benefit.
Plan B, Option 2: $500 Weekly Accident Disability Benefit for up to 52 weeks and $250,000 AD&D benefit.
Plan B, Option 3: $1,000 Weekly Accident Disability Benefit for up to 52 weeks and $250,000 AD&D benefit.
The effective date for this coverage is the first day of the month after premium and enrollment information are received.
For Complete Voluntary Accident Insurance Brochure – click here, the brochure gives you an easy-to-read summary of plan benefits and pricing. An enrollment form is in the brochure.
More good news! Because so many horsemen have requested the option of paying with a credit card, Van Gundy Agency is now offering this payment option; call Gail McNeely at (309) 452-1156 today for details.
Many companies shy away from the dangerous exposure of horse racing. This USTA program was created to offer horsemen much needed accidental disability coverage that is difficult and expensive to get on an individual basis. Participation is highly recommended! Accidents happen in a flash! Have you thought about how you will pay your bills if you are disabled?
- Download the Voluntary Accident Brochure
- Complete the form located in the brochure.
- Mail the completed form with annual premium payable to:
Van Gundy Insurance
Attn: Gail McNeely
101 S. Towanda Avenue
Normal, IL 61761
- Should you choose to pay via credit card, mail or fax the completed enrollment form with the completed Credit Card Authorization form to Gail: Fax #: (309) 452-7500.
For detailed information including an explanation of benefits, limitations, exclusions, cost of each plan and credit card payment option, contact Gail at Van Gundy Agency.
Phone: (309) 452-1156
Fax #: (309) 452-7500